Professor:            Irena Joanette-Gallio, M.Ed.

Office phone:     423-7988 ext. 2265—Sage Hall 100B

E-mail:                  igallio@wnc.edu

Home e-mail:       igallio@charter.net

Web page:           www.wnc.nevada.edu/~igallio

Reviews fundamental mathematical process for the vendor and the consumer.  Discounts, commissions, depreciation, overhead and interest rates are included.

Business Mathematics – Eleventh Edition, Miller, Salzman, Clendenen—Addison Wesley—ISBN 978-0‑321-50012-0

To review and expand on knowledge of:

·         WHOLE NUMBERS & DECIMALS:  addition, subtraction, multiplication, division

·         FRACTIONS:  addition and subtraction of fractions and mixed numbers, multiplication and division of fractions, conversion of decimals and fractions

·         PERCENT:  decimals and fractions as percents; part, base, rate; increase and decrease

·         BANK SERVICES:  checking accounts, services,  reconciliation, registers; credit-card transactions

·         PAYROLL:  earnings; social security; Medicare; income tax withholding and other taxes

·         MATHEMATICS OF BUYING:  invoices, discounts

·         SIMPLE INTEREST:  principal, rate, time, discounts

·         COMPOUND INTEREST:  compound interest, savings accounts and inflation, present value

·         ANNUITIES, STOCKS, AND BONDS:  Guest Speaker

·         BUSINESS & CONSUMER LOANS:  credit cards; personal, real estate loans; early payoffs

A sign-in sheet will be distributed during every class.  Sign in with a legible signature.  No sign in = no attendance credit. Three missed classes will result in a letter grade reduction.

Incompletes are given at the discretion of instructor.  Student must have completed approximately 75% of the class assignments, have extenuating circumstances, and complete the appropriate form. Incompletes must be requested or confirmed during last two weeks of class.  

Academic Integrity Policies & Procedures as set forth by in the Nevada System of Higher Education Code will be observed in this class.  Students at WNC are expected to be honest and forthright in their academic endeavors because academic dishonesty disrupts the learning process and threatens the educational environment for all students.

Academic dishonesty is any form of cheating and plagiarism which results in students giving or receiving unauthorized assistance in an academic exercise or receiving credit for work which is not their own. Academic dishonesty will result in an “F” grade being issued. 

Objectives will be achieved by attending lectures, completing quizzes and examinations. 

Quizzes and Examinations  are due when indicated.  Late work will not be accepted without prior approval.  It is the student’s responsibility to discuss any emergencies with the instructor before quizzes and exams.  Each situation will be resolved individually.

Students are encouraged and responsible for clarification of any unclear material because there may not be adequate time to discuss every concept presented in the reading material.  However, all reading assignments will be considered for examinations.

 Cell phones are not permitted during class.  They are a disruption to the learning process.

 “W” Grades:

As indicated below, grades are assigned based on the A to F scale. I do not routinely issue “W” grades!

·         If unable to complete the class or are not earning the desired grade, withdrawal from the class is possible until the last Friday before finals.  Grade would then become a “W.”

·         I assign “W” grades ONLY on request.  A student may request a “W” grade as an alternative grade.  This request must be e-mailed before midnight on date of final exams.

o   For Example:  “If I earn lower than a “C,” please issue a “W.”

Grades are earned using the following format and scale:

·         10%      = Attendance and participation

·         10%      = Guest Speaker—participation, question answers, report

·         35%      = Homework Quizzes

·         45%      = Final and Unit Exams (3 Unit Exams = 25%; Final = 20%)

·         This is an enhanced web class.  Students will be required to check homework, submit quizzes, and confirm homework submission on-line via Blackboard.  To access this area, log on to:

http://www.wnc.edu/online/

Online Instructions:

    * Access Blackboard (WebCT)  http://webcampus.wnc.edu/webct/entryPageIns.dowebct

User Name:  ____________  (the first part your WNC e-mail)

Password:       ____________  (your “W” number)